Insurance – University of Copenhagen

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Student Services > Getting settled in CPH > Insurance

Insurance

Remember to check your personal insurance policies before leaving your native country. It is very important that you have health insurance and liability insurance.

Health insurance

International students staying for more than 3 months are covered by the Danish Health Security Act as specified below. However, we encourage all students to purchase an additional general insurance prior to their departure for Denmark as the Danish Health Insurance does not cover for instance the costs of a patient-transport back to the student's home country. Neither does the insurance cover liability and loss of personal belongings. Contact your own international office for further advice on where to take out an insurance policy.

When you register with the local civil registration office and have a cpr-number (personal identity number), you will be issued with a Health Insurance Card and you will be assigned a doctor in your area. If you have chronic medical problems requiring prescription medicine, it is a good idea to bring copies of your medical history issued by your local doctor. Please note that medicine is not free in Denmark.

Nordic students

Nordic students are covered for up to 6 months by the Danish Health Security Act if in need for acute medical treatment. If you are staying for more than six months, you must bring the 'inter-nordiske flyttepapirer' (inter-nordic moving papers) and use them when applying for a Health Insurance Card.

Students from EU/EEA countries

Students from EU-countries who are planning to stay for more than 3 months should bring the European Health Insurance Card from their local health insurance office. This card is  proof that you are entitled to health insurance at home, and therefore it entitles you to apply for the regular Danish Health Insurance upon arrival in Denmark. The Danish Health Insurance is valid immediately after you register with the local civil registration office. It is therefore strongly recommended that you register as soon as possible after arrival. British and Austrian students are covered under the Danish Health Insurance. If a British or Austrian student requires medical assistance, before they receive their Health Insurance Card, they should show their passport to the doctor and refer to the special agreement with Denmark.

Students from non-Nordic and non-EU/EEA countries

Students from non-EU and non-Nordic countries staying for more than 3 months should apply for a Health Insurance Card upon arrival. The certificate is valid immediately after you have registered with the local civil registration office (Folkeregistret). It is therefore strongly recommended that you register as soon as possible after arrival.

Liability insurance

As a supplement to health insurance, you need a liability insurance to cover personal injury, legal aid and damage to property.